National Bank of Umm Al Qaiwain Board Meeting Results held on 22/12/2025 at 09:00
General MeetingsDec 22, 2025
ADXMarket Closed
AED 3.00
+0.11 (+3.81%) ▲
Open
AED 2.86
High
AED 3.00
Low
AED 2.85
Volume
53.6K
Trades
10
Value
AED 154.2K
Market Cap
6.0B
1D
+3.81%
1W
+0.33%
1M
+7.14%
3M
+11.11%
6M
+36.36%
YTD
+0.33%
1Y
+36.36%
Chart
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All prices are split-adjusted
Key Statistics
Market Cap
6.0B
P/E Ratio
2.74
P/S Ratio
1.90
52W High
AED 3.00
+0.00% from high
52W Low
AED 2.08
+44.23% above low
EPS (TTM)
1.10
Dividend Yield
6.00%
P/FCF
-0.67
Volatility
2.99%
Low
52W Range
AED 2.08AED 3.00
Signals
As of Jan 9, 2026
Bullish
Above 50 DMAAbove 200 DMAGolden Cross
Neutral
Near 52W High
Patterns
PiercingEngulfing
Technical Indicators
As of Jan 9, 2026
SMA Position
SMA 20
+1.9%
SMA 50
+3.6%
SMA 200
+20.0%
Trend Strength
ADX13.2Weak trend
Relative Volume
1.7xAbove average
0.5x1.0x1.5x+
OBV Trend
Accumulation
OBV > SMA 20
RSI (14)
55.9OversoldNeutralOverbought
MACD
Line
0.02
Signal
0.02
Histogram
-0.00
Stochastic %K
73.1OversoldNeutralOverbought
%D (Signal)53.7
Bollinger Bands
Upper
3.06
Middle
2.94
Lower
2.83
2.833.06
ATR (14)
Value
0.09
%
2.92%
Financials
Revenue
823.8M
+8.74% YoY+0.00% QoQ
Net Income
570.6M
+4.61% YoY+0.00% QoQ
Free Cash Flow
-2.7B
-55.46% YoY
Gross Margin
100.00%Operating Margin
-Net Margin
69.27%FCF Margin
-323.39%Quarterly Results
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Sep 2025 | 823.8M | 570.6M | 0.29 |
| Jun 2025 | 769.5M | 534.4M | 0.27 |
| Mar 2025 | 744.5M | 516.1M | 0.26 |
| Dec 2024 | 730.9M | 506.0M | 0.25 |
| Sep 2024 | 724.4M | 517.1M | 0.26 |
| Jun 2024 | 730.3M | 532.9M | 0.27 |
| Mar 2024 | 721.7M | 539.2M | 0.27 |
| Dec 2023 | 669.2M | 502.6M | 0.25 |
Annual Results
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Sep 2025 | 823.8M | 570.6M | 0.29 |
| Sep 2024 | 724.4M | 517.1M | 0.26 |
| Sep 2023 | 656.7M | 490.1M | 0.25 |
| Sep 2022 | 477.8M | 329.4M | 0.16 |
| Sep 2021 | 375.4M | 230.4M | 0.12 |
News & Disclosures
National Bank of Umm Al Qaiwain Announcement of Board Meeting to be held on 22/12/2025 at 09:00
General MeetingsDec 15, 2025
Dividends
Yield (TTM)
6.00%
Annual Dividend
AED 0.180
+20.00% YoY
Payout Ratio
16.43%
Track Record
-
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 19, 2025 | Apr 9, 2025 | AED 0.180 | Regular |
| Mar 20, 2024 | - | AED 0.150 | Regular |
| Mar 17, 2023 | - | AED 0.100 | Regular |
| Mar 23, 2022 | Apr 13, 2022 | AED 0.074 | Regular |
| Apr 6, 2021 | Apr 28, 2021 | AED 0.074 | Regular |
| Mar 24, 2020 | Apr 15, 2020 | AED 0.102 | Regular |
| Mar 26, 2019 | Apr 17, 2019 | AED 0.102 | Regular |
| Mar 27, 2018 | Apr 18, 2018 | AED 0.092 | Regular |
| Mar 21, 2017 | Apr 12, 2017 | AED 0.092 | Regular |
| Mar 15, 2016 | Mar 30, 2016 | AED 0.157 | Regular |
Peer Comparison
| Company | Price | Change | P/E Ratio | Market Cap | Dividend Yield |
|---|---|---|---|---|---|
IHCADX International Holding Company PJSC | AED 399.60 | +0.03% | 15.34 | 873.5B | 0.00% |
FABADX First Abu Dhabi Bank | AED 17.66 | -0.79% | 2.60 | 195.1B | 4.25% |
EMIRATESNBDDFM Emirates NBD PJSC | AED 29.35 | -0.34% | 2.11 | 185.4B | 3.41% |
ADCBADX Abu Dhabi Commercial Bank | AED 14.76 | -0.27% | 2.79 | 107.3B | 4.00% |
ADIBADX Abu Dhabi Islamic Bank | AED 20.82 | -0.86% | 3.19 | 75.6B | 4.01% |
DIBDFM Dubai Islamic Bank PJSC | AED 9.45 | -0.11% | 2.21 | 68.3B | 4.76% |
MASQDFM Mashreqbank PJSC | AED 260.00 | +0.00% | 1.57 | 52.0B | 8.12% |
2POINTZEROADX Two Point Zero Group PJSC | AED 2.59 | -0.38% | 1.53 | 29.0B | 0.00% |
About
National Bank of Umm Al-Qaiwain is a Public Shareholding Company incorporated in the Emirate of Umm Al-Qaiwain in the United Arab Emirates by Amiri Decree Number (1) on 5 January 1982, issued by His Highness, the Ruler of Umm Al-Qaiwain, and commenced its operations with effect from 1st August 1982. The Bank’s registered Head Office is located in Umm Al Qaiwain City, King Faisal Road, Umm Al Qaiwain, United Arab Emirates. The Bank is engaged in providing retail and corporate banking services through its network of branches and electronic banking service units in U.A.E. The bank carries out Islamic banking operations through Islamic Banking window established in 2005 across its entire branch network. The bank provides round the clock services through our delivery channels, internet banking and personalised support through our Call Centre. The bank has a shareholders’ equity of AED 5.8 Billion and has maintained consistently strong capital adequacy, liquidity and financial resilience credentials developed through corporate governance and robust financial disciplines.