Al Wathba Insurance Becomes the First UAE Insurer to Secure Access to Lloyd’s of London
NewsDec 18, 2025
ADXMarket Closed
AED 3.50
+0.26 (+8.02%) ▲
Open
AED 3.50
High
AED 3.50
Low
AED 3.50
Volume
200.0K
Trades
1
Value
AED 700.0K
Market Cap
724.5M
1D
+8.02%
1W
+14.38%
1M
+10.76%
3M
-46.15%
6M
+66.67%
YTD
-2.78%
1Y
-2.23%
Chart
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All prices are split-adjusted
Key Statistics
Market Cap
724.5M
P/E Ratio
1.26
P/S Ratio
0.26
52W High
AED 12.75
-72.55% from high
52W Low
AED 2.06
+69.90% above low
EPS (TTM)
2.79
Dividend Yield
5.71%
P/FCF
2.08
Volatility
6.91%
Low
52W Range
AED 2.06AED 12.75
Signals
As of Dec 25, 2025
Bullish
MACD Bullish
Bearish
Death CrossStochastic Overbought
Patterns
Doji
Technical Indicators
As of Dec 25, 2025
SMA Position
SMA 20
+1.9%
SMA 50
-5.8%
SMA 200
-32.6%
Trend Strength
ADX16.1Weak trend
Relative Volume
0.4xBelow average
0.5x1.0x1.5x+
OBV Trend
Accumulation
OBV > SMA 20
RSI (14)
49.4OversoldNeutralOverbought
MACD
Line
-0.09
Signal
-0.13
Histogram
0.04
Stochastic %K
81.5OversoldNeutralOverbought
%D (Signal)61.9
Bollinger Bands
Upper
3.81
Middle
3.43
Lower
3.06
3.063.81
ATR (14)
Value
0.21
%
5.99%
Financials
Revenue
786.4M
+125.28% YoY+0.00% QoQ
Net Income
186.5M
+304.31% YoY+0.00% QoQ
Free Cash Flow
105.1M
+437.25% YoY
Gross Margin
21.15%Operating Margin
-Net Margin
23.71%FCF Margin
13.37%Quarterly Results
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Sep 2025 | 786.4M | 186.5M | 0.90 |
| Jun 2025 | 694.1M | 155.0M | 0.75 |
| Mar 2025 | 557.4M | 48.9M | 0.24 |
| Dec 2024 | 507.3M | 36.8M | 0.18 |
| Sep 2024 | 168.7M | -64.5M | -0.31 |
| Jun 2024 | 296.9M | 66.0M | 0.32 |
| Mar 2024 | 280.9M | 104.4M | 0.50 |
| Dec 2023 | 396.7M | 177.1M | 0.86 |
Annual Results
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Sep 2025 | 786.4M | 186.5M | 0.90 |
| Sep 2024 | 168.7M | -64.5M | -0.31 |
| Sep 2023 | 441.0M | 161.3M | 0.78 |
| Sep 2022 | 284.2M | 24.5M | 0.12 |
| Sep 2021 | 455.6M | 194.7M | 0.94 |
News & Disclosures
Dividends
Yield (TTM)
5.71%
Annual Dividend
AED 0.200
-20.00% YoY
Payout Ratio
7.18%
Track Record
10 years
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 2, 2025 | May 22, 2025 | AED 0.200 | Regular |
| May 2, 2024 | May 23, 2024 | AED 0.250 | Regular |
| May 5, 2023 | - | AED 0.200 | Regular |
| Apr 29, 2022 | May 25, 2022 | AED 0.200 | Regular |
| May 4, 2021 | May 24, 2021 | AED 0.050 | Regular |
| May 5, 2020 | - | AED 0.050 | Regular |
| May 2, 2019 | May 23, 2019 | AED 0.150 | Regular |
| May 3, 2018 | May 23, 2018 | AED 0.150 | Regular |
| Apr 26, 2017 | May 16, 2017 | AED 0.150 | Regular |
| Apr 28, 2016 | May 19, 2016 | AED 0.100 | Regular |
Peer Comparison
| Company | Price | Change | P/E Ratio | Market Cap | Dividend Yield |
|---|---|---|---|---|---|
IHCADX International Holding Company PJSC | AED 399.60 | +0.03% | 15.34 | 873.5B | 0.00% |
FABADX First Abu Dhabi Bank | AED 17.66 | -0.79% | 2.60 | 195.1B | 4.25% |
EMIRATESNBDDFM Emirates NBD PJSC | AED 29.35 | -0.34% | 2.11 | 185.4B | 3.41% |
ADCBADX Abu Dhabi Commercial Bank | AED 14.76 | -0.27% | 2.79 | 107.3B | 4.00% |
ADIBADX Abu Dhabi Islamic Bank | AED 20.82 | -0.86% | 3.19 | 75.6B | 4.01% |
DIBDFM Dubai Islamic Bank PJSC | AED 9.45 | -0.11% | 2.21 | 68.3B | 4.76% |
MASQDFM Mashreqbank PJSC | AED 260.00 | +0.00% | 1.57 | 52.0B | 8.12% |
2POINTZEROADX Two Point Zero Group PJSC | AED 2.59 | -0.38% | 1.53 | 29.0B | 0.00% |
About
Al Wathba National Insurance Company (AWNIC), a Public Joint Stock Company headquartered in Abu Dhabi, UAE, has been a key player in the UAE insurance market for over 40 years. Backed by strong partnerships with highly rated international reinsurers, the company ensures financial stability and resilience through providing a various range of insurance services.
AWNIC earned recognition from the UAE Central Bank for its excellence in Digital Transformation and Smart Services. In 2020, Forbes Middle East listed AWNIC as one of the most valuable companies in the region, and the company received the Silver Award at the Sheikh Khalifa Excellence Awards for its dedication to quality, operational excellence, digital transformation, and outstanding customer service.
Also, being the first insurance company in the region to release an Environmental, Social, and Governance (ESG) report, highlighting its commitment to sustainable business practices.
With a financial strength rating of BBB- positive outlook by S&P global ratings in 2024, Al Wathba National Insurance Company reaffirmed its position as a reliable and trustworthy insurance provider on a global scale.